I wouldn't have an uninsulated one unless you like condensation dripping on your head all day and then it freezing when you put it back in the bag at night.
The QuickfishII is at gander mountain for $199.00 insulated. It's plenty big for 2 people or one man with a LOT of gear. My issue with it, it is way to short for me being 6'3"
MY fatfish 949I is way to heavy to walk carrying it as far as you have too walk.
With no major wind, I can have mine out of the bag and up in under 1 minute by myself, they are super easy. Unless I lived on the water and set it up in my backyard, I wouldn't leave anything on the ice over night. That's just me though, I see to many bad things that could happen with my expensive gear.
I bought my kids an old Honda ATC110 3 wheeler a few years ago. Paid like $300.00 and it fires on the first pull every time. Darn thing will run 35 in low gear and 55 in high gear. In low with chains it will haul you and all of your gear where every you want to go in no time. You should find one, they are always on craigslist for cheap and they are bullet proof.