WOW! 2012 Polaris Ranger with road legal title and now having issues getting insurance. Has anybody had their UTV title converted back to an “off road” title? Most of the State of Michigan allows orvs to run on secondary roads, so I don’t need road legal title or license plate renewed. Ranger has two VIN #’s. Polaris VIN and State of Michigan VIN. When insurance companies see Michigan VIN number on the title they won’t issue insurance. The few companies (out of state) that will insure it are very costly. Help!