Totally agree. 529s are so limited. Way more options with a brokerage account.They don't.
Just surprising that someone has more than $50,000 to put away. I feel that putting money in the 401k's and Roth IRA's are more important than saving for a kids college education.
We saved our kids college fund in a brokerage account, invested in mutual funds. We haven't sold anything in 20 years....so we only have to pay taxes on the dividends over the past 20 years. By saving their college money in a brokerage account....we have had a lot of options over the past 20 years that we wouldn't have had in a 529.