The SxS pictured in my avatar is street legal. However, insurance has been nothing but a nightmare from day one. It’s a long story so I’ll try and keep it short. I just found out I was not properly insured from the beginning. Here are some of the comments I got back from my insurance. I talked to another underwriter and unfortunately they will not allow us to go back to the 2014 policy. First of all, the policy had coverage of a recreational vehicle which has limited medical coverage and wouldn’t cover you enough if you or someone was hurt on the public road (I clearly explained it would be on the road and have emails to back it up). Since you have a Michigan VIN, the vehicle must be written as a private passenger vehicle and have a six month policy. The underwriter said now that we’re aware of the new vin number and permanent plates, it would be illegal for us to insure the vehicle as a recreational vehicle. That would be opening not only you but SF to a possible lawsuit if someone was injured on your vehicle. The underwriter looked at the 2014 policy and you were not covered properly and Terri shouldn’t have written the policy that way. The current policy for $745.24 for six months covers you properly and gives you lifelong medical coverage in the event of an injury. Plus you have the liability coverage as all private passenger vehicle policies do. Its titled as a ‘assembled pickup’ and the state of Michigan came out and put a new VIN# on it starting with ‘MI’ 1) Should I be entitled to get my money back if I was not insured properly? 2) Does anybody know who insures these? I have 4 vehicles insured though state farm. My Can-Am is the most expensive and there’s only 2 adult drivers. Thanks for any help!