Insuring cabin/polebarn type construction

[Liver and Onions]

Anyone have experience insuring a stand alone building that is part polebarn and part cabin ?
Electricity, electric heat, woodstove, no indoor bathroom. I have no other buildings on this property.
Central Michigan area.
Will start making calls Monday. Friends have suggested that this may be hard to insure or at least expensive to insure.
Thanks in advance,
L & O

[lenray]

Auto-Owners has insured a lot of my off site buildings.

[slowpoke]

:yeahthat::yeahthat:Auto-Owners has insured a lot of my off site buildings.

[Shop Rat]

My father in law said that he was able to get insurance for his cabin. No electricity, no water. I don't know all of the details, but he told me that he just needed to get an address. It is in the middle of state land, but he said he now has an address.

[bucko12pt]

I have my cabin insured as an offsite structure on my homeowners policy which is a country estate policy. Just reviewed it with my insurance man last week. I think it only added $ 200 or so dollars to the premium.

Not sure if you could get by with only insuring it as a pole building if you are living in it also. Ask your insurance man.

[Liv4Huntin']

....... the woodstove will raise your rate to insure.
~ m ~